Winter 2019 Newsletter

We hope your 2019 is off to a great start – be sure to take a look at our Winter Quarterly Member Newsletter to see what’s in store for the new year. In a continued effort to go green, we’re publishing our newsletter electronically – it can also be found on our website and social media sites. Paper copies will be available in our branches.

The Winter Newsletter features the following articles:

To view a copy of the newsletter, click here.

Wishing you all the best in 2019!

Small Business Spotlight: Adrienne Asta, Licensed Massage Therapist

I am pleased to present a monthly blog post which features one of our current businesses, how they got started, and how First Financial has helped them grow their business. If this inspires you to want to expand your business goals or see how First Financial can assist you further, feel free to reach out to me. Keep reading to learn more about our featured Business of the Month, Adrienne Asta: Licensed Massage Therapist. — Matt Brazinski, Assistant Vice President of Business Development

Adrienne Asta: Licensed Massage Therapist

With more than 16 years of experience, Adrienne is truly a master of her craft. She can help with stress reduction, pain management, injury management, improved quality of life, relaxation and even improved productivity in the workplace! Discover the numerous benefits of therapeutic massage.

Owner: Adrienne Asta

Years in Business: 16+

Previous Careers: Advertising Manager

What do you love most about the business? Massage Therapy is truly a profession of service. I feel honored to be able to deliver a skill that actually increases the quality of life for every client that gives me the privilege to do so. This profession is about connection and holding people in the highest regard, helping them to be the best version of themselves that they can be. This can only result in a positive trajectory for humanity.

What has your biggest challenge been in business? My biggest challenge is accommodating schedules. Everyone’s time commitments are unique, so being able to match availability is difficult.

What do you like most about banking with First Financial? FFFCU is like the “Cheers” of banking (“…where everybody knows your name, and you’re always glad you came…”). The personalized service is top notch.

What is your key to success? Make decisions for which your future self will thank you!

Contact Adrienne if you are interested in massage therapy:

Visit yourpartnerinhealing.com

Or email adrienne@yourpartnerinhealing.com

Ready to grow your business? Call the Business Development Department at 732.312.1500, email business@firstffcu.com or stop by any branch location. Learn more about our Business Account products and services on our website.

Things to Do on a Budget in Monmouth & Ocean Counties this May 2018

We can finally enjoy the Spring sun and warming weather! Don’t forget to take advantage of our local parks and enjoy a bike ride, a hike, play basketball or even a have a family picnic this month. It’s a free, fun and a great way to stay active and get some fresh air at the same time. And, Mother’s Day is Sunday, May 13th so don’t forget to appreciate Mom! Check out some more free or inexpensive activities below that you can enjoy this month with your family and friends.

May 5: Spring Fling Arts & Crafts Show in Ocean Grove from 10am-4pm. Free admission to the event, which includes over 200 crafters and artisans, and live music. The event will be held rain or shine. Learn more at http://www.oceangrovenj.com/ or call 732-774-1391.

May 6: County Seat Jazz and Blues Fest in downtown Freehold from 12-6pm. This event takes place on West Main Street between Court Street and Throckmorton Street. Many vendors are participating with a variety of items such as jewelry, t-shirts, clothing, handmade dog biscuits, soaps, honey, unique crafts, and more. Food provided by Big Harlie BBQ and House of Cupcakes. Learn more about the event here, or call 732-333-0094.

May 12: Late Spring Flea Market at Allaire Village (Farmingdale) from 8am-3pm. Enjoy a day of bargains, treasures, artwork and more. Then enjoy a stroll through the Historic Village, General Store, and Village Bakery. $1 admission. To learn more call 732-919-3500 or click here.

Mommy and Me Tea Party at Allaire Village (Farmingdale) takes place between 11am-2pm also on May 12th. Seating times at 11am, noon, 1pm, and 2pm.This event is designed for children up to age 10, but all ages are welcome. Feel free to bring a fuzzy friend and a fun hat! There will also be storytelling. The event fee is $5 per person, and pre-registration is required. Please be sure to park in the main parking lot for Allaire State Park and come to the Row House & Village Museum (aka Visitor Center) for the event check-in. Please arrive 30 minutes in advance of your seating time. Call 732-919-3500 for details or click here to register online.

May 13: Mother’s Day at Jenkinson’s Boardwalk (Pt. Pleasant). Moms receive FREE admission to the Aquarium, Fun House, Mini Golf, Rides and Adventure Lookout all day with a paying child! FREE Chair Massages for Moms across from the aquarium from 1pm-4pm. Enjoy Arts & Crafts, Face painter and Balloonists from 1pm-4pm too. Details at http://www.jenkinsons.com/ or call 732-892-0600.

May 18-20: Annual Seafood Festival in Belmar. The event takes place at Silver Lake Park (5th and Ocean Avenues) from 4-8pm Friday, 11am-8pm Saturday, and 11am-6pm Sunday. Free admission, live music, children’s activities, beer tent & wine garden, seafood & specialty vendors, and more. Go to http://www.visitbelmarnj.com/ or call 732-681-3700 to learn more.

May 19: Ocean Grove Vintage Car Show from 10am-4pm, rain or shine. Over 90 cars will be on display on Main Avenue, as well as live music for everyone to enjoy. $5 donation for car admission or bring a canned good with you. Canned goods and donations will go to the Lunch Break organization. Call 732-774-1391 or go to http://www.oceangrovenj.com/ for more information.

Annual NJ State Chili and Salsa Cook-Off on Main Street in downtown Toms River, 11am-5pm. Come taste the best chili from your local restaurants and chefs and vote for your favorite! If chili isn’t your thing, there will also be food trucks offering up everything from hamburgers and hot dogs to gyros, empanadas and more. Toms River Fire Co. #1 will have a beer & wine garden. Live entertainment, merchandise vendors, and kids rides. Free parking downtown during the event, and free admission. Tasting kits for sampling chili are $7. Go to www.downtowntomsriver.com or call 732-341-8738.

May 26 & 27: Spring Lake Race Day and Sidewalk Sale. Spring Lake’s annual 5 mile run starts at 8am on May 26 and you can register at www.springlake5.org. The race day sidewalk sale starts on Third Avenue at 10am on May 26 and goes until 5pm on May 27. Learn more here or call 732-449-0037.

May 26-28: Jersey Shore Food Truck Festival at Monmouth Park (Oceanport). This year’s annual food truck festival will feature 45 trucks including fresh-made empanadas, to ocean-fresh lobster rolls, to warm and gooey Belgian Waffle sundaes. 5/26 and 5/27 gates will open earlier at 11am, and 11:30am on 5/28. There will be live music each day and on 5/27 and 5/28 face painting, pony rides, a bounce house, and more. Admission is $5, and kids 12 and under are free. Learn more here, or call 732-222-5100.

Spring 2018 Newsletter

Our Spring Semi-Annual Member Newsletter has arrived!

In a continued effort to go green, we’re publishing our newsletter electronically – it can also be found on our website and social media sites. Paper copies will also be available in our branches. This Spring First Edition newsletter covers some great new topics and talks about some of the exciting events and promotions going on at First Financial for the beginning of 2018.

The Spring Newsletter features the following articles:

  • Upcoming First Financial seminars and events (April – August 2018)
  • Article – “Should you pay for credit repair services? Probably not.”
  • Message from the CEO
  • Buy out your vehicle lease ad
  • “How does working affect social security retirement benefits?” – IRC Article
  • LIFE Fair Program
  • 2017 year-end food and gift drives help our local community
  • “Member Alert: Tech support scams” – Article
  • Important information, holidays, phone numbers, and branch locations

 To view a copy of the newsletter, click here.

Enjoy and Happy Spring!

First Financial Hosts Student Run LIFE Fair at Jackson High Schools

Press Release

(Pictured above: First Financial staff members and students from the Jackson Academy of Business teach fellow students about the financial realities of life at Jackson Memorial High School).

Freehold, N.J. – First Financial Federal Credit Union held their first student run LIFE™ (Learning Independent Financial Education) financial reality fair events at both Jackson Liberty and Memorial High Schools with the Jackson Academy of Business (JAB) students. While the credit union has hosted financial reality fairs in the past, this fair was actually staffed by high school students, who sat behind each of the financial tables and worked with other students to help plan their financial future. Approximately 160 students at each school participated in this hands-on version of the “game of life,” during which they were required to make on-the-spot financial decisions.

The LIFE™ Fair consists of a full day hands-on experience where students, after identifying their career choice and starting salaries, are provided a budget sheet requiring them to live within their monthly salary while paying for basics such as housing, utilities, transportation, clothing, and food. Once the students visit all the booths, they balance their budget and sit down with a financial counselor to review their expenses and get a “financial reality check.” At the student run fairs, First Financial staff members worked at the financial review tables with each of the participating students to provide insight.

In regard to the school’s experience with their first ever student run LIFE™ Fair, Laurie Shupin, Jackson Liberty teacher and the high school’s JAB coordinator stated, “The students felt it was an excellent learning experience and became more knowledgeable of the subject matter as the day progressed.  They are looking forward to more presentations and would love to extend it to the fall and spring semesters.” Laura Fecak, Jackson Memorial teacher and JAB coordinator stated, “The LIFE Fair was a great opportunity for all of our students involved.  It was an eye opening experience for the Financial Literacy students that came through to get a dose of reality, connecting classroom concepts to real life situations.  As well as, for the Jackson Academy of Business students that got to act as the sales representatives in a variety of situations (housing, transportation, technology, furniture, etc.).”

While the LIFE™ Fair was certainly full of temptations, the students had to spend their money wisely while being able to save and budget themselves for the future – while also enjoying everything life has to offer. First Financial President and CEO, Issa Stephan, concluded, “Our mission for our first student run LIFE™ Fair was to help the students understand the value of money and how to manage their money, so as they grow as an adult they’ll become more financially responsible. The student run fair was able to show the high school students even more about the financial realities of the real world. Our credit union puts a high priority on financial education, after all – that’s how First Financial began in 1936, with a group of schoolteachers in Asbury Park.”

(Pictured above: Jackson Liberty LIFE Fair).

Additional photos from the event can be seen on First Financial’s Facebook page. To inquire about or set-up a LIFE™ Fair for a Monmouth or Ocean County, NJ school or business – please contact the Business Development Department at  business@firstffcu.com.

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First Financial Foundation Sponsors Career Day Program at South Toms River Elementary School

Press Release

(L to R: AVP of Marketing at First Financial, Principal at South Toms River Elementary, Director of Business Development at First Financial, President & CEO at First Financial, Supervisor at South Toms River Elementary, and Guidance Counselor at South Toms River Elementary).

FREEHOLD, N.J. (March 2017) – The First Financial Federal Credit Union Foundation once again awarded $500 to South Toms River Elementary School to sponsor their annual Career Day Program for students.

The grant money will be going to South Toms River Elementary and the Walnut Street School so the 4th and 5th grade students can attend the Teen Arts Festival at Ocean County College. The students will be spending the day at OCC taking part in the activities presented in the arts, having lunch on campus, and touring the college to see what OCC has to offer for various future career opportunities. After this visit there will be a follow up musical presentation by students at both elementary schools to promote careers in the arts.

First Financial’s Business Development and Marketing departments were also asked to come back to the elementary school to speak during South Toms River Elementary’s on site Career Day and discuss basic financial education with the students.

“We’re thrilled to be fortunate enough to help the students of South Toms River Elementary prepare themselves for a bright future during their Career Day for the second year in a row, and upcoming visit to Ocean County College. Since we began as a teacher’s credit union, we thrive on the importance of education and the success it brings – we’re happy to continue to support this great program,” added Issa Stephan, President and CEO of First Financial.

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About the First Financial Foundation:

Since 1994, First Financial has supported the Monmouth & Ocean communities with the Erma Dorrer Scholarship Program. Today, that program has been extended into the First Financial Foundation to assist charitable organizations of the Monmouth & Ocean County Communities.  The First Financial Federal Credit Union Foundation is a non-profit working to support a variety of community programs and organizations throughout Monmouth and Ocean Counties.  We direct 100% of your contributions to programs because all administrative expenses are paid for by First Financial Federal Credit Union.  To learn more, click here.