First Financial Foundation Awards Scholarship to High Point University Student

Press Release

Kelsey QuinnFREEHOLD, N.J. – The First Financial Federal Credit Union Foundation (www.firstffcu.com) awarded a $500 scholarship to Kelsey Quinn of Howell, a senior who recently graduated from Freehold High School. She will be attending High Point University (High Point, NC) in the fall.

In order to qualify for this year’s scholarship, high school seniors attending school in Monmouth or Ocean Counties were given the option to submit a written essay or create a 60 second video clip. The students must also be attending an accredited 2 or 4 year college or university in the fall of 2016. Four winners were selected to receive a $500 First Financial Foundation 2016 Erma Dorrer Literary Scholarship.

This year’s essay topic: You and a friend decide that you would like to start building credit. Discuss with your friend what good credit is, ways to start building credit, how your credit union can help, and the benefits earned by having good credit.

The year’s video topic: Create a 60-second video that covers the importance of financial literacy.

Quinn constructed a thoughtful essay, beginning with the importance of having a good credit score, the need for having the basic knowledge for creating a good score, and the commitment to be responsible with credit. She included ways to build credit with a secured credit card, a credit builder loan, or to have a co-signer for an unsecured credit card. She stated, “Credit, in the long run, can have a big impact on your life. It can decide whether you get to rent that beautiful apartment that you want, or whether you can get your dream car. There are many things that your credit score controls, and having a good one can make your life a lot easier.”

“We are thrilled to be able to aid these admirable and bright young students in their journey of success and education,” said First Financial President and CEO, Issa Stephan.  “Our credit union puts a high priority on education. After all, that’s how First Financial began 80 years ago – with a group of schoolteachers in Asbury Park.”

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About the First Financial Foundation: Since 1994, First Financial has supported the Monmouth & Ocean communities with the Erma Dorrer Scholarship Program. Today, that program has been extended into the First Financial Foundation to assist charitable organizations of the Monmouth & Ocean County Communities.  The First Financial Federal Credit Union Foundation is a non-profit working to support a variety of community programs and organizations throughout Monmouth and Ocean Counties.  We direct 100% of your contributions to programs because all administrative expenses are paid for by First Financial Federal Credit Union.  To learn more, visit http://www.firstffcu.com.

First Financial Foundation Awards Scholarship to Brookdale Community College Student

Press Release

Dylan WisniewskiFREEHOLD, N.J. – The First Financial Federal Credit Union Foundation (www.firstffcu.com) awarded a $500 scholarship to Dylan Wisniewski of Howell, a senior who recently graduated from Howell High School’s Vocational Educational Program. He will be attending Brookdale Community College (Lincroft, NJ) in the fall with a concentration in Automotive Technology.

In order to qualify for this year’s scholarship, high school seniors attending school in Monmouth or Ocean Counties were given the option to submit a written essay or create a 60 second video clip. The students must also be attending an accredited 2 or 4 year college or university in the fall of 2016. Four winners were selected to receive a $500 First Financial Foundation 2016 Erma Dorrer Literary Scholarship.

This year’s essay topic: You and a friend decide that you would like to start building credit. Discuss with your friend what good credit is, ways to start building credit, how your credit union can help, and the benefits earned by having good credit.

The year’s video topic: Create a 60-second video that covers the importance of financial literacy.

Wisniewski submitted an essay where he began with the financial freedom that comes from having a few dollars in your pocket and the pitfalls that come with easy spending combined with no savings. He related how he received an “A” in his Financial Literacy class but nearly flunked in his real life spending habits. In his essay he stated, “Building credit is a lot like building muscle. I take my daily gym workouts very seriously. Hard work, time and dedication have helped me attain physical fitness. Therefore, having a partner such as First Financial can help me achieve financial fitness in the long run.” He finished strongly with a detailed account of how to bolster savings, cut back on spending, and how small changes add up to having more dollars in one’s pocket.

“We are thrilled to be able to aid these admirable and bright young students in their journey of success and education,” said First Financial President and CEO, Issa Stephan.  “Our credit union puts a high priority on education. After all, that’s how First Financial began 80 years ago – with a group of schoolteachers in Asbury Park.”

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About the First Financial Foundation: Since 1994, First Financial has supported the Monmouth & Ocean communities with the Erma Dorrer Scholarship Program. Today, that program has been extended into the First Financial Foundation to assist charitable organizations of the Monmouth & Ocean County Communities.  The First Financial Federal Credit Union Foundation is a non-profit working to support a variety of community programs and organizations throughout Monmouth and Ocean Counties.  We direct 100% of your contributions to programs because all administrative expenses are paid for by First Financial Federal Credit Union.  To learn more, visit http://www.firstffcu.com.

First Financial Foundation Awards Scholarship to University of New Hampshire Student

Press Release

Lauren Harper 2

FREEHOLD, N.J. – The First Financial Federal Credit Union Foundation (www.firstffcu.com) awarded a $500 scholarship to Lauren Harper of New Egypt, a senior who recently graduated from the Marine Academy of Technology and Environmental Science (Sandy Hook, NJ). She will be attending the University of New Hampshire this fall as a Biomedical Sciences major with a Mathematics minor.

In order to qualify for this year’s scholarship, high school seniors attending school in Monmouth or Ocean Counties were given the option to submit a written essay or create a 60 second video clip. The students must also be attending an accredited 2 or 4 year college or university in the fall of 2016. Four winners were selected to receive a $500 First Financial Foundation 2016 Erma Dorrer Literary Scholarship.

This year’s essay topic: You and a friend decide that you would like to start building credit. Discuss with your friend what good credit is, ways to start building credit, how your credit union can help, and the benefits earned by having good credit.

The year’s video topic: Create a 60-second video that covers the importance of financial literacy.

Harper submitted a bright and innovative film clip, which discussed how financial literacy, especially as part of the American Dream, can make a profound impact on one’s financial life from the beginning of adulthood all the way to retirement. In her video she states, “Personal financial literacy requires long term goals and vision. It requires a person to plan for the future and have the discipline to use their financial literacy skills every day. Financial literacy skills span from knowing how much money to save for your first car to choosing the best insurance policy for yourself.”

“We are thrilled to be able to aid these admirable and bright young students in their journey of success and education,” said First Financial President and CEO, Issa Stephan.  “Our credit union puts a high priority on education. After all, that’s how First Financial began 80 years ago – with a group of schoolteachers in Asbury Park.”

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About the First Financial Foundation: Since 1994, First Financial has supported the Monmouth & Ocean communities with the Erma Dorrer Scholarship Program. Today, that program has been extended into the First Financial Foundation to assist charitable organizations of the Monmouth & Ocean County Communities.  The First Financial Federal Credit Union Foundation is a non-profit working to support a variety of community programs and organizations throughout Monmouth and Ocean Counties.  We direct 100% of your contributions to programs because all administrative expenses are paid for by First Financial Federal Credit Union.  To learn more, visit http://www.firstffcu.com.

You Could Win a Warehouse Shopping Spree with the 2016 Magic Minute Sweepstakes!

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You’ve seen it on TV, right? Someone racing down the aisles of a warehouse, grabbing items left and right – trying to beat the clock. And you may have wondered how it might feel to be that person.  Well, it just might be your lucky year!

So how can you get a chance to win this opportunity of a lifetime?  If you are a First Financial Visa Platinum Credit Cardholder, register at CURewards.com then use your Visa® Platinum Credit Card three times per week for a chance to win an all-expense paid trip to Chicago and 60-second shopping spree in a CURewards® warehouse in early December. All true – no joke.

Not a Visa Platinum Credit Cardholder?  Apply today to experience some of the lowest rates around, plus earn rewards on merchandise and travel, along with no annual fee and no balance transfer fees.*

And – as if a no-holds-barred shopping spree weren’t enough, take note. You could be flying through a CURewards warehouse located in one of the most magical cities in the country – Chicago, Illinois. And it won’t cost you a dime. The airfare, hotel room, meals, entertainment, thousands of dollars in merchandise, 3 days and 2 nights…it’s all on us.

Come to think of it, calling it a magic minute is not exactly accurate. It’s more like days of magic.

Be sure to watch the video below to see last year’s winners and First Financial members, Jim and Meg Ferrell of Rahway, NJ. They were able to grab a total of 11 items including a grill, a few flat screen TVs, Dooney & Bourke handbag, kitchen gadgets, and more – over thousands of dollars worth of merchandise! See last year’s magic, right hereWe would love for another First Financial member to experience the Magic Minute again this year, so swipe your Visa Platinum Card 3x a week to qualify from now until 9/25/16! 

With their items won 2Check out this YouTube Video of Jim and Meg in the most exciting 60 seconds of their lives!

Register for your chance to participate now! Visit www.cumagicminute.com for details.

If you have additional questions, please contact us at 866.750.0100, email info@firstffcu.com, or visit us at any branch location.

No Purchase Necessary to enter or win. Open to credit card holders who are legal residents of the 50 U.S., D.C. or Puerto Rico, 21 or older, who are enrolled in a participating Credit Union CURewards Program. Ends 9/25/16. Void where prohibited. See full rules & how to enter without purchase at www.cumagicminute.com. Sponsor: PSCU, 560 Carillon Parkway, St. Petersburg, FL 33716. *APR varies from 11.15% to 18% when you open your account based on your credit worthiness. This APR is for purchases, balance transfers, and cash advances and will vary with the market based on the Prime Rate. Subject to credit approval. Rates quoted assume excellent borrower credit history. Your actual APR may vary based on your state of residence, approved loan amount, applicable discounts and your credit history. No Annual Fee. Other fees that apply: Cash advance fee of 1% of advance ($5 minimum and $25 maximum), Late Payment Fee of up to $25, Foreign Transaction Fee of 1% plus foreign exchange rate of transaction amount, $5 Card Replacement Fee, and Returned Payment Fee of up to $25. A First Financial membership is required to obtain a VISA Platinum Card and is available to anyone who lives, works, worships, or attends school in Monmouth or Ocean Counties.

Press Release: New Corporate Office is Now Open!

Press Release

2016 New Corporate Office Opening - June Staff Photo

Pictured above: First Financial staff in front of their new corporate office that is now open!

First Financial Federal Credit Union’s new corporate office is now open (www.firstffcu.com) and located at 391 Route 9 North (next to the Howell Park & Ride) in Freehold, NJ 07728.

The credit union’s new corporate office is located on the same property as their newest branch which opened in early 2015, the Freehold/Howell Service Center (389 Route 9 North).  This branch now serves about one third of the credit union’s nearly 19,000 members.

This new corporate office boasts two stories, spans 20,000 square feet, and has the same modern design as First Financial’s newest branch directly in front of it.

In regard to the credit union’s new corporate location, Issa Stephan, First Financial’s President/CEO stated, “We are dedicated to Monmouth and Ocean county residents and businesses, and we were fortunate enough to be able to buy this land on a main highway like Route 9 and build our new corporate offices. The new building will provide enhanced operational efficiencies that will help us to grow and evolve to keep pace with our members’ needs.  The corporate location represents our commitment to our members and our investment in Monmouth and Ocean counties to deliver a member-centric approach to banking.  This is a win-win-win for New Jersey, for our First Financial employees, and for our members.”

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About First Financial Federal Credit Union:

First Financial Federal Credit Union (formerly Mon-Oc Federal Credit Union) is a not-for-profit financial cooperative whose goal is to provide the highest level of quality products and personalized services while maintaining financial integrity and stability.  Our vision is to be a long-term financial partner with our Members. While First Financial has a highly trained, professional staff using the latest technology, we also pride ourselves on our personal touch. Unlike huge banking conglomerates, policy setting and overall strategic direction of First Financial are overseen by a volunteer Board of Directors made up of credit union members. The credit union is federally insured by the NCUA. For more information on First Financial, visit www.firstffcu.com.