2018 Classroom Grants: Call for Entries!

Calling all teachers! Does your classroom need a little help for the 2018-2019 school year? Tell us what your classroom needs are!

The First Financial Foundation will be awarding classroom grants up to $500 each this coming fall. Grants will be awarded to Monmouth and Ocean County schools.

The school year is just about over, but you’ll have all summer to apply! Grant applications will be accepted between June 15 and September 30, 2018.

To submit an entry, please email foundation@firstffcu.com no later than 11:59pm on September 30th. Your email should tell us in 500 words or less, or you can submit a Youtube video no longer than 3 minutes – letting us know how much you are requesting up to $500, and what you would use the grant for. Please be sure to include your full name, position, school name, address, a contact phone number and email. Educators may also be nominated by an administrator.

All grant recipients will be notified by the First Financial Foundation on or about October 15, 2018.

Good luck!

*To apply, email foundation@firstffcu.com and tell us in 500 words or less or submit a video no longer than 3 minutes, letting us know how much you are requesting and what you would use the grant for. Grant applicants must also submit their name, position, school name, school address, and a contact phone number and email. All applications must be received by 11:59pm on 9/30/18. The Foundation will notify grant recipients on or about 10/15/18. Educators may also be nominated by an administrator. Total funds available for 2018 classroom grants is $2,000.  Applying does not guarantee receiving a grant. Not all applicants will receive grant money. Before applying, be sure to check with your school district to see if there are any rules or requirements for applying or accepting grant money. Federally insured by NCUA.

First Financial Foundation Sponsors Career Day Program at South Toms River Elementary School for a Second Year

Press Release

(L to R: AVP of Marketing at First Financial, Principal at South Toms River Elementary, Director of Business Development at First Financial, President & CEO at First Financial, Supervisor at South Toms River Elementary, and Guidance Counselor at South Toms River Elementary).

FREEHOLD, N.J. (March 2017) – The First Financial Federal Credit Union Foundation once again awarded $500 to South Toms River Elementary School to sponsor their annual Career Day Program for students.

This year’s grant money will be going to South Toms River Elementary and the Walnut Street School so the 4th and 5th grade students can attend the Teen Arts Festival at Ocean County College this June. The students will be spending the day at OCC taking part in the activities presented in the arts, having lunch on campus, and touring the college to see what OCC has to offer for various future career opportunities. After this visit there will be a follow up musical presentation by students at both elementary schools to promote careers in the arts.

First Financial’s Business Development and Marketing departments were also asked to come back to the elementary school to speak during South Toms River Elementary’s on site Career Day and discuss basic financial education with the students.

“We’re thrilled to be fortunate enough to help the students of South Toms River Elementary prepare themselves for a bright future during their Career Day for the second year in a row, and upcoming visit to Ocean County College. Since we began as a teacher’s credit union, we thrive on the importance of education and the success it brings – we’re happy to continue to support this great program,” added Issa Stephan, President and CEO of First Financial.

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About the First Financial Foundation:

Since 1994, First Financial has supported the Monmouth & Ocean communities with the Erma Dorrer Scholarship Program. Today, that program has been extended into the First Financial Foundation to assist charitable organizations of the Monmouth & Ocean County Communities.  The First Financial Federal Credit Union Foundation is a non-profit working to support a variety of community programs and organizations throughout Monmouth and Ocean Counties.  We direct 100% of your contributions to programs because all administrative expenses are paid for by First Financial Federal Credit Union.  To learn more, click here.

 

First Financial Foundation Awards Scholarship to Rutgers University Student

Press Release

Max WitkowskiFREEHOLD, N.J. – The First Financial Federal Credit Union Foundation (www.firstffcu.com) awarded a $500 scholarship to Max Witkowski of New Egypt, a senior who recently graduated from the Marine Academy of Technology and Environmental Science in Manahawkin, NJ  and will attend Rutgers University (New Brunswick Honors College, NJ) in the fall.

In order to qualify for this year’s scholarship, high school seniors attending school in Monmouth or Ocean Counties were given the option to submit a written essay or create a 60 second video clip. The students must also be attending an accredited 2 or 4 year college or university in the fall of 2016. Four winners were selected to receive a $500 First Financial Foundation 2016 Erma Dorrer Literary Scholarship.

This year’s essay topic: You and a friend decide that you would like to start building credit. Discuss with your friend what good credit is, ways to start building credit, how your credit union can help, and the benefits earned by having good credit.

The year’s video topic: Create a 60-second video that covers the importance of financial literacy.

Witkowski submitted an essay in a script format with two friends discussing how to transition into the adult world of finance and credit. He covered the concept of credit scores, how to build them, the self-discipline it takes to keep a good one, and the benefits of having a great score. He added, “If we start building good credit it can be less challenging. When you have a higher credit score, loan interest rates can go down, so when you’re paying back your loans a couple of years from now, you won’t have to pay back as much as you otherwise might with a lower score.”

“We are thrilled to be able to aid these admirable and bright young students in their journey of success and education,” said First Financial President and CEO, Issa Stephan.  “Our credit union puts a high priority on education. After all, that’s how First Financial began 80 years ago – with a group of schoolteachers in Asbury Park.”

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About the First Financial Foundation: Since 1994, First Financial has supported the Monmouth & Ocean communities with the Erma Dorrer Scholarship Program. Today, that program has been extended into the First Financial Foundation to assist charitable organizations of the Monmouth & Ocean County Communities.  The First Financial Federal Credit Union Foundation is a non-profit working to support a variety of community programs and organizations throughout Monmouth and Ocean Counties.  We direct 100% of your contributions to programs because all administrative expenses are paid for by First Financial Federal Credit Union.  To learn more, visit http://www.firstffcu.com.

First Financial Foundation Awards Scholarship to High Point University Student

Press Release

Kelsey QuinnFREEHOLD, N.J. – The First Financial Federal Credit Union Foundation (www.firstffcu.com) awarded a $500 scholarship to Kelsey Quinn of Howell, a senior who recently graduated from Freehold High School. She will be attending High Point University (High Point, NC) in the fall.

In order to qualify for this year’s scholarship, high school seniors attending school in Monmouth or Ocean Counties were given the option to submit a written essay or create a 60 second video clip. The students must also be attending an accredited 2 or 4 year college or university in the fall of 2016. Four winners were selected to receive a $500 First Financial Foundation 2016 Erma Dorrer Literary Scholarship.

This year’s essay topic: You and a friend decide that you would like to start building credit. Discuss with your friend what good credit is, ways to start building credit, how your credit union can help, and the benefits earned by having good credit.

The year’s video topic: Create a 60-second video that covers the importance of financial literacy.

Quinn constructed a thoughtful essay, beginning with the importance of having a good credit score, the need for having the basic knowledge for creating a good score, and the commitment to be responsible with credit. She included ways to build credit with a secured credit card, a credit builder loan, or to have a co-signer for an unsecured credit card. She stated, “Credit, in the long run, can have a big impact on your life. It can decide whether you get to rent that beautiful apartment that you want, or whether you can get your dream car. There are many things that your credit score controls, and having a good one can make your life a lot easier.”

“We are thrilled to be able to aid these admirable and bright young students in their journey of success and education,” said First Financial President and CEO, Issa Stephan.  “Our credit union puts a high priority on education. After all, that’s how First Financial began 80 years ago – with a group of schoolteachers in Asbury Park.”

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About the First Financial Foundation: Since 1994, First Financial has supported the Monmouth & Ocean communities with the Erma Dorrer Scholarship Program. Today, that program has been extended into the First Financial Foundation to assist charitable organizations of the Monmouth & Ocean County Communities.  The First Financial Federal Credit Union Foundation is a non-profit working to support a variety of community programs and organizations throughout Monmouth and Ocean Counties.  We direct 100% of your contributions to programs because all administrative expenses are paid for by First Financial Federal Credit Union.  To learn more, visit http://www.firstffcu.com.

First Financial Foundation Awards Scholarship to Brookdale Community College Student

Press Release

Dylan WisniewskiFREEHOLD, N.J. – The First Financial Federal Credit Union Foundation (www.firstffcu.com) awarded a $500 scholarship to Dylan Wisniewski of Howell, a senior who recently graduated from Howell High School’s Vocational Educational Program. He will be attending Brookdale Community College (Lincroft, NJ) in the fall with a concentration in Automotive Technology.

In order to qualify for this year’s scholarship, high school seniors attending school in Monmouth or Ocean Counties were given the option to submit a written essay or create a 60 second video clip. The students must also be attending an accredited 2 or 4 year college or university in the fall of 2016. Four winners were selected to receive a $500 First Financial Foundation 2016 Erma Dorrer Literary Scholarship.

This year’s essay topic: You and a friend decide that you would like to start building credit. Discuss with your friend what good credit is, ways to start building credit, how your credit union can help, and the benefits earned by having good credit.

The year’s video topic: Create a 60-second video that covers the importance of financial literacy.

Wisniewski submitted an essay where he began with the financial freedom that comes from having a few dollars in your pocket and the pitfalls that come with easy spending combined with no savings. He related how he received an “A” in his Financial Literacy class but nearly flunked in his real life spending habits. In his essay he stated, “Building credit is a lot like building muscle. I take my daily gym workouts very seriously. Hard work, time and dedication have helped me attain physical fitness. Therefore, having a partner such as First Financial can help me achieve financial fitness in the long run.” He finished strongly with a detailed account of how to bolster savings, cut back on spending, and how small changes add up to having more dollars in one’s pocket.

“We are thrilled to be able to aid these admirable and bright young students in their journey of success and education,” said First Financial President and CEO, Issa Stephan.  “Our credit union puts a high priority on education. After all, that’s how First Financial began 80 years ago – with a group of schoolteachers in Asbury Park.”

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About the First Financial Foundation: Since 1994, First Financial has supported the Monmouth & Ocean communities with the Erma Dorrer Scholarship Program. Today, that program has been extended into the First Financial Foundation to assist charitable organizations of the Monmouth & Ocean County Communities.  The First Financial Federal Credit Union Foundation is a non-profit working to support a variety of community programs and organizations throughout Monmouth and Ocean Counties.  We direct 100% of your contributions to programs because all administrative expenses are paid for by First Financial Federal Credit Union.  To learn more, visit http://www.firstffcu.com.

First Financial Foundation Awards Scholarship to University of New Hampshire Student

Press Release

Lauren Harper 2

FREEHOLD, N.J. – The First Financial Federal Credit Union Foundation (www.firstffcu.com) awarded a $500 scholarship to Lauren Harper of New Egypt, a senior who recently graduated from the Marine Academy of Technology and Environmental Science (Sandy Hook, NJ). She will be attending the University of New Hampshire this fall as a Biomedical Sciences major with a Mathematics minor.

In order to qualify for this year’s scholarship, high school seniors attending school in Monmouth or Ocean Counties were given the option to submit a written essay or create a 60 second video clip. The students must also be attending an accredited 2 or 4 year college or university in the fall of 2016. Four winners were selected to receive a $500 First Financial Foundation 2016 Erma Dorrer Literary Scholarship.

This year’s essay topic: You and a friend decide that you would like to start building credit. Discuss with your friend what good credit is, ways to start building credit, how your credit union can help, and the benefits earned by having good credit.

The year’s video topic: Create a 60-second video that covers the importance of financial literacy.

Harper submitted a bright and innovative film clip, which discussed how financial literacy, especially as part of the American Dream, can make a profound impact on one’s financial life from the beginning of adulthood all the way to retirement. In her video she states, “Personal financial literacy requires long term goals and vision. It requires a person to plan for the future and have the discipline to use their financial literacy skills every day. Financial literacy skills span from knowing how much money to save for your first car to choosing the best insurance policy for yourself.”

“We are thrilled to be able to aid these admirable and bright young students in their journey of success and education,” said First Financial President and CEO, Issa Stephan.  “Our credit union puts a high priority on education. After all, that’s how First Financial began 80 years ago – with a group of schoolteachers in Asbury Park.”

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About the First Financial Foundation: Since 1994, First Financial has supported the Monmouth & Ocean communities with the Erma Dorrer Scholarship Program. Today, that program has been extended into the First Financial Foundation to assist charitable organizations of the Monmouth & Ocean County Communities.  The First Financial Federal Credit Union Foundation is a non-profit working to support a variety of community programs and organizations throughout Monmouth and Ocean Counties.  We direct 100% of your contributions to programs because all administrative expenses are paid for by First Financial Federal Credit Union.  To learn more, visit http://www.firstffcu.com.