How to Plan for the Hidden Expenses of Living in a Dorm

Moving out of the place you call home and into your college dorm is a milestone that can come with equally large expenses. While tuition, housing, and a meal plan are typically the big-ticket items of the traditional college experience, there are plenty of smaller costs that can quickly add up too. From bedding and cleaning supplies to late-night snack runs and laundry – planning for the hidden expenses of dorm life can help you create a realistic budget.

Dorm Essentials

The typical dorm comes furnished with a desk and chair, bed frame and mattress, and a closet – but it takes a lot more than that to make the room livable.

Here are a few examples of essential items that are usually not provided by schools:

  • Bedding (sheets, comforter, and pillows)
  • Towels, shower shoes, and caddy to use in communal bathrooms
  • Desk lamp
  • Laptop or tablet, surge protectors and extension cords
  • Class supplies (notebooks, pens, backpack, binders)
  • Kitchen set (a bowl/plate/glass/utensils for times you may eat in your dorm room)

While there are items that you can’t avoid bringing on move-in day, there are some ways to potentially save:

  • Coordinate with your roommate and split shared items. Roommates frequently share things like cleaning supplies, rugs, small refrigerators, TVs, and coffee makers. You can split costs, or assign each other items to bring and share for the semester.
  • Bring what you can from home. You might not realize it, but plenty of items you use in your day-to-day life will still apply in college. Consider bringing surge protectors, clothing hangers, a laundry basket, storage bins, and decorations from home – rather than spending extra on additional sets.
  • Buy or ship items locally to your campus. Rather than buying bulky items at home (that you will later have to either pay to ship or add to the vehicle you are bringing on move in day), consider shipping your bedding to the closest store and pick it up near your campus once you move in. Most stores usually have free pick-up!

Daily Conveniences

Let’s say you check the weather forecast before class and notice it will be raining by the time the lecture is over. You go to grab an umbrella – and realize you left it at home. Maybe your family can bring it (and anything else you may have forgotten) the next time they come for a visit, but you need an umbrella today.

College students often report that the need to buy small essentials such as umbrellas, are inevitable and regularly arise. Luckily many schools do have convenience stores on campus – but spending $10 here and there for items like these, can quickly add up.

Consider tracking the items you use over a week-long period to help you see what you might need away from home. This can help you avoid those impulse, convenience purchases once you arrive on campus.

Laundry

Many schools have on-site laundry rooms, but students usually are required to pay for every load. Let’s say your campus washers and dryers cost $1.50 per use and you plan to do laundry weekly. Your laundry bill could still be around $3 per week – which might seem like a small expense that’s easy to overlook. However after 39 weeks (the average amount of time you’ll spend at school during the year), you’ve suddenly spent $117 on laundry. That figure doesn’t include the items you need to actually do your laundry either, such as detergent and dryer sheets.

A big money saver is to wash full loads of laundry, as opposed to running small loads more frequently. You can also consider buying detergent or dryer sheets in bulk, as smaller quantities can be more expensive at convenience stores.

Food and Dining

When you’re in the mood for a late-night snack at your childhood home, you might have the luxury of tiptoeing around the house to a stocked pantry. Or, if you’re a morning person – maybe you count on waking up to the smell of a freshly brewed pot of coffee. Unfortunately, most college dining hall plans don’t cover the small treats that get you by between meals.

College students often buy coffee, snacks, and groceries – especially if their campus has limited options on weekends. It’s also common for students to order takeout or head off-campus to grab a bite with friends.

Here are some ways to save on those extra treats:

  • If you’re a coffee drinker, try making it in your dorm. There are ways to make coffee shop coffees at home – without the coffee shop price tag.
  • Meal prep for the weekends if your schedule allows it. Rather than impulsively ordering takeout, you’ll have affordable meals readily available.

Transportation

Many students who live on campus don’t realize how much can still be spent on transportation. Students may frequently venture off-campus to run errands, go to social events, or travel home for breaks and holidays. Some students may rely on public transportation or rideshare services, while others might bring their cars – though each comes with its own unique set of expenses to prepare for.

Consider searching the web or connecting with current students before you get to campus to learn about the student experience. Is there a grocery store or mall where students typically shop? Is there a local establishment where students frequently gather? This can help you learn how much you can expect to head off-campus and try to plan ahead.

Unexpected expenses are inevitable when you live on your own for the first time, but don’t let them catch you off guard. Planning ahead and creating a realistic budget can help you spend less time worrying and more time enjoying your college experience!

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How to Get Dorm Room Essentials on a Budget

One of the most exciting parts of college is decorating your dorm room. Whether you have a single, double, or triple room, you can still make your space uniquely you – even while on a budget. While there are many dorm room essentials you’ll need, there are always inexpensive options and tricks that can help bring out your personal style.

Here are our top ways to shop for your dorm room while on a budget.

Make a realistic shopping list

Before you start putting together a shopping list, confirm the room dimensions, bed size, and included furnishings. This will help you avoid purchasing any unnecessary items or incorrect sizes. See our handy shopping checklist below and evaluate what you already have, what you don’t actually need, and what you can potentially share with your roommate.

  • Bath & bedding: A comforter, throw blanket, sheets, pillows, pillowcases, mattress pad (you’ll thank us later for this one), bath towels, washcloths, shower shoes, shower caddy, bathrobe, shower cap, heating pad.
  • Health & beauty: Shampoo, conditioner, hair styling products, deodorant, hairdryer, brush, body & face lotion, sunscreen, toothbrush, toothpaste, floss, mouthwash, q-tips, portable makeup holder, your preferred makeup essentials, nail clippers, loofah, razor, shaving cream, first aid kit, pain relievers, cold & flu medications, sanitary products.
  • Laundry & clothing: Laundry basket, detergent, softener, bleach, dryer sheets, lint brush, iron or steamer, ironing board, luggage.
  • Storage: Clothing hangers, shoe rack, storage for under your bed, desk organizer, hanging closet organizer, cube organizers, trash can.
  • Decor: Sticky wall mounts and adhesive hooks, rugs, floor lamp, desk lamp, step ladder, bed riser, fan, additional seating, bulletin board, picture frames.
  • School supplies: Backpack, laptop protective case, calendar, pens, notebooks, sticky notes, highlighters, stapler, extension cord, markers, computer mouse, whiteout, tape, scissors, index cards.
  • Electronics & appliances: Computer or laptop, TV, speakers, gaming system, tablet, HDMI cord, coffee maker, microwave.

Keep in mind that not all of these items are necessary for your dorm room and many of these you may already have. For your more common dorm room essentials, check larger department stores or online retailers like Amazon. This way you can compare prices and find bigger savings.

Find secondhand items

Thrifting isn’t just great for finding one-of-a-kind clothing items, you can snag some cool furniture, art, and decor, too. It’s also a great way to shop sustainably while being easier on your wallet. Stores like Goodwill and The Salvation Army resell donated furniture while also reinvesting in their own communities through job training programs and more. You can find thrift stores near you through The Thrift Shopper’s directory.

Source online marketplaces

You can spend hours looking through Poshmark or Facebook Marketplace for home goods, clothing, and unique finds. Some sites even let you negotiate a better price, especially if you’re bundling multiple items. Make sure to check with your college, since many universities also have an online marketplace just for students.

Share items with your roommate

You probably don’t need two TVs or Keurig machines in one small space. Before you dive into shopping, touch base with your roommate on what they plan on bringing and what you can share. Dorm rooms are limited in space, so having duplicates of everything is unnecessary.

Get crafty with DIY decor

Did you know you can download digital versions of famous art for non-commercial use? That means you can download, print, and frame your favorite artwork from museums like The Metropolitan Museum of Art for your dorm room. If you want to get a bit creative, you can also upcycle old magazines to make wall art or use string to make a geometric photo display. With time and inspiration, you can make your own decorations that will help you feel at home in your new space.

No matter what your budget is, making your dorm room your home-away-from-home is still within reach. Enjoy this milestone in your life, but don’t forget to stay safe and be responsible for how you spend your money as well. If you’re looking for more college-friendly financial tips, check out our blog, What We Wish We Knew About Money in College.

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