4 Ways to Save in January

The holidays are over and that means most of us are strapped for cash. January can be a tough month for many recovering from holiday spending. Here are four ways you can save a little this month as you work to get your finances back on track.

Winterize your home.
This is the coldest time of the year, so make sure your house is ready for the cool temps. There are a variety of things you can do to save this month by lowering your energy bills. Check out these simple tips for winterizing your home. Your wallet will thank you.

Eat what’s in season.
After all the groceries needed for preparing those holiday meals, it’s no wonder you’ll want to cut down on food costs this month. Check out the various fruits and vegetables that are in season in January, many of which are sold at a lower cost. Surprisingly there are a number of yummy seasonal foods that are at their prime in the dead of winter, such as: broccoli, brussels sprouts, cabbage, cauliflower, grapefruit, kale, leeks, lemons, oranges, parsnips, tangerines, and turnips.

New year, new budget.
Take a look back at last year, what worked for your finances and what didn’t? Learning from the past is an excellent way to make smarter choices this year. This month, take a look at the year ahead, anticipate months that will be more costly, and plan accordingly.

Shop sales.
After holiday sales can be an excellent way to save on items you need for the coming year. Check out reduced prices on everyday household items (like household cleaners, soaps, and baking supplies) that are marked down simply because they come in holiday packaging.

Article Source: Wendy Moody for CUInsight.com

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