We’ve got about one month left of summer. Time flies when you’re having fun doesn’t it? If you’ve got an upcoming vacation planned for August, don’t miss these essential summer travel tips.
1. Make copies of important travel documents.
Make copies of your travel itinerary, health insurance cards, credit cards, and passport. Then give the copies to someone you trust in case of an emergency. It’s also smart to email any important information about your trip to yourself before you leave so it’s easily accessible if something gets lost, especially if you’re traveling overseas.
2. Don’t overshare on social media.
Not only do you not want every person with access to your social media accounts to know that you’re away from home (hello, burglars!), you also don’t need your followers (or lurkers) to know where you are in real time. This can invite all kinds of unwanted attention and danger. You should also avoid posting any pictures with personal information, like your boarding pass or passport, to social media. These photos might look fun on Instagram, but they also give cyber predators easy access to your secure data.
3. Don’t use public Wi-Fi to access financial information or make online purchases. It’s very easy for hackers to steal information from public internet servers. Furthermore, you should never leave your laptop or cell phone in a vulnerable position (i.e. at the breakfast table while you run to the bathroom or on your beach chair while you take a dip). This might seem like common sense, but it’s easy to let your guard down when you’re on island time!
4. Use a prepaid debit card specifically designated for traveling. A prepaid travel card will help you stay within your budget while you’re on vacation and keep your personal information safe. Prepaid travel cards, like the First Financial First Choice Prepaid Reloadable Card, is not linked to your checking or savings account, so if your card information is compromised, you’ll have less of a mess to clean up down the road.* Another bonus: you won’t have to worry about foreign ATM skimmers and various other threats to your financial data while trying to relax on vacation. Interested in learning more about getting started with a First Financial Prepaid Card before your trip? Stop into your nearest branch, or click here.
5. Research, research, research. It’s important to learn the ins and outs of your destination and do some digging to find out what areas are safe and what areas should be avoided. A good place to start? Read hotel reviews online to see what neighborhoods and destinations other travelers recommend. If a location seems unsafe or makes you feel uncomfortable, you should leave right away. Download the State Department’s Smart Traveler app (travel.state.gov) and sign up for the State’s Smart Traveler Enrollment Program (STEP), which allows U.S. citizens who are traveling abroad to enroll their trip with the nearest U.S. embassy or consulate.
Above all – enjoy your trip and have fun. Just be prepared before you go and plan ahead!
*3rd party fees may apply for Debit or ATM transactions. Foreign transaction fees may apply for transactions processed outside of US. The Visa® Prepaid Card can only be reloaded by a First Financial FCU Checking Account, Debit Card, or Credit Card online. A First Financial membership is required to obtain a Visa® Prepaid Card. A First Financial membership is open to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties, NJ. A $5 deposit in a base savings account is required for credit union membership prior to opening any account/loan. See credit union for details. Other terms/conditions and fees may apply. Federally insured by NCUA.
Article Source: Naomi Anderson for CUInsight.com