Don’t Give to a Charity Imposter this Holiday Season

When you give to a charity, you’re giving because you care and want to help — and you want to be sure your money actually gets to those you’re trying to help. But scammers who are pretending to be a charity, will try to get to your wallet.

Typically people feel as though the holiday season is one of the most important times of the year to donate to a charity – which is a great thing, just be sure you are doing your research and know where your money is going first!

Consider these tips before you give:

  • Rule out anyone who asks you to send cash, pay with a gift card, or wire money.
  • Confirm the exact name of the charity and do some research, especially when donating for the first time. Search for the name of the charity online — plus the word “complaint” or “scam.” That’s one way to learn about a charity’s reputation.
  • Give to charities you know and trust, with a proven track record. Before you give to any charity, check them out with the Better Business Bureau’s (BBB) Wise Giving Alliance, Charity Navigator, Charity Watch, or GuideStar.
  • Avoid charities that seem to pop up overnight in connection with a natural disaster or other tragedy.
  • Don’t assume that pleas for help on crowdfunding sites or social media are legitimate. Real victims’ pictures and stories can easily be misused to con you.
  • Before you text to donate, confirm the number on the charity’s website.
  • Be cautious of clicking on links or opening attachments in emails, even if they appear to be from a charity. You could unknowingly install malware on your computer or be taken to a look-alike website run by scammers.

For more information, visit ftc.gov/charity. If you think you’ve spotted a charity scam, report it at ftc.gov/complaint.

Article Source: Emma Fletcher, FTC.gov

 

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