Say Goodbye to High Credit Card Interest!


Today is National Moment of Frustration Day. But, we’ve got good news!

First Financial can help you get rid of your high-rate frustration with our Visa® Platinum Credit Card with low rates and minimal fees! Instead of being frustrated with high interest rates and various fees on your current credit card, we have a simple solution.

For one day only, Wednesday, October 12th (that’s today!), transfer your high-rate credit card balances to our Visa® Platinum Credit Card.

You’ll enjoy an introductory rate of just 0.80% APR for the first 8 months on all purchases and balance transfers (even as an existing cardholder – simply transfer a new balance of at least $800 to your Platinum Credit Card to qualify)!* Plus, there are no balance transfer fees or annual fees either.*

As an added bonus, you’ll be entered into a drawing to win an $80 Visa® Gift Card just for applying for a Visa® Platinum Credit Card today only.**

Start your application online now, call us at 732.312.1500 Option 4, or just stop by a branch today!

*APR = Annual Percentage Rate. Other fees that apply: Late Payment Fee of up to $25, Foreign Transaction Fee of 1% plus foreign exchange rate of transaction amount, $5 Card Replacement Fee, and Returned Payment Fee of up to $25. Introductory APR varies from 0.80% to 18% when you open your account based on your creditworthiness. This Introductory APR is for purchases and balance transfers and will vary with the market based on the Prime Rate. Not all applicants qualify, subject to credit approval. After the 8 month introductory period your APR will revert back to your regular qualifying rate which will vary between 11.15% and 18% depending on creditworthiness. The qualifying period for the Introductory APR is between 7/1/16 and 2/28/17. New Accounts will receive qualifying Introductory APR on all purchases and balance transfers for 8 months starting from the date the account is opened. Current First Financial Visa® Credit Cardholders will be eligible to receive qualifying Introductory APR on balance transfers with a minimum of $800 and maximum amount of $8,000.00 for an 8 month period starting from the date the balance transfer is posted. A First Financial membership is required to obtain a Visa® Credit Card and is available to anyone who lives, works, worships, volunteers, or attends school in Monmouth or Ocean Counties. A $5 deposit in a base savings account is required for credit union membership prior to opening any other account or loan. **All in branch and online Visa® Platinum Credit Card applicants who submit an application on 10/12/16 will be entered into a drawing and a winner will be selected at random to win an $80 Visa® Gift Card. Do not need to be First Financial member or qualify for promotion to be entered to win. The winner will be contacted by the Marketing Department on or about 10/14/16.

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