Unlike banks which take the money they make and pay out their stockholders, credit unions are not-for-profit and pay out their members in the form of lower rates and personalized services. A credit union member is someone who meets the membership criteria and belongs to the credit union. See if you qualify for a First Financial Membership.
How many people can say that their bank knows them by their name and customizes services just to meet their individual needs? Probably not many.
|Big Banks||Credit Unions|
|Credit Card increases||Affordable credit card rates|
|Credit lines cut or cut-off||Loans and lines of credit for what you need, when you need it|
|Rising fees and rates||Minimal fees and low rates|
|Need help? See Policy B, Section 24, Addendum 76c||Need help? Call, click or come by your nearest branch for personalized service|
So basically, a credit union is really like a bank, but better!
Learn about special credit union member perks.
Think back to the first time you heard of a credit union. What was your initial thought on what it was? How has being a credit union member improved the quality of your life? If you are new to credit unions, do low rates and personalized services sound good to you?