First Financial Presents Class of 2012-2013 Teachers Who Rock Awards

Press Release


Pictured above (L to R) First Financial Business Development Director – Kathy Zimmer, Tammy Meyh (Lacey Township Middle School), and Jessica Revoir, First Financial Marketing Manager.

WALL, N.J. – First Financial Federal Credit Union (, WGRZ 100.1 and 95.9 The WRAT FM, recently awarded twenty-four deserving Monmouth and Ocean County public school teachers and one educational support professional with the fifth annual Teachers Who Rock Awards. An awards banquet was held last week at the Clarion in Toms River, NJ.

Teachers were nominated by their superintendent, principal, a co-worker, or parent.

“It is a privilege to award these notable educators of the surrounding communities. Acknowledging their achievements and commitment to their students is truly an honor,” said Issa Stephan, President and CEO of First Financial.

Tammy Meyh of Lacey Township Middle School (pictured above) was also awarded an educational themed gift basket in a drawing sponsored by First Financial Federal Credit Union.

A list of all this year’s winning teachers can be seen at:

New Calcubot Auto Loan Calculator – Try it Today!


Found your dream car but unsure if you can afford the monthly payments? Looking for great rates on auto loans but can’t seem to find the right financial institution?

You’ve come to the right place, because with our new Auto Calcubot Loan Calculator app on our Facebook page, you can enter a vehicle price, down payment, and term and the calculator will provide you with a sample corresponding First Financial auto loan rate.* Then with just one click, voilà, your monthly payments are calculated for you and the best part is you can save your results, get advice from family and friends, apply for an auto loan online or set up alerts to see when our auto loan rates change! The application runs through Facebook, however you do not need to be logged in or even have a Facebook account to use the calculator.

So go ahead and try it out – we’ll bet you’ll be surprised how easy and cool the new Calcubot app is!

As you may have noticed, we have a new & improved blog – still the same great content, just a new versatile platform! Please enter your email address at the top right in the box under “subscribe via email” on this page to receive financial education and advice delivered straight to your inbox!

*Subject to credit approval. Credit worthiness determines your APR. Credit Union Membership is open to anyone who lives, works, worships, or attends school in Monmouth or Ocean Counties in New Jersey.

Toms River Resident Wins $1,000 to Pay Off Holiday Bills in December 2012

Press Release???????????????????????????????Toms River, N.J. – Nicole Sharp, a Toms River resident, received a check for $1,000 as a winner in First Financial Federal Credit Union ( and 94.3 The Point’s “Helping Families First” sweepstakes at the credit union’s Toms River branch.

Throughout 2012, consumers age 18 years and older participated in the First Financial promotion at and were entered to win $1,000 in a monthly grand prize drawing.  A grand prize winner was randomly selected each month from all qualifying entries on or about the last day of each month.

As holiday spending incessantly rolled over into December’s contest theme, Ms. Sharp stated that she planned on utilizing coupons and purchasing sales items in order to stay out of debt during the holiday season. She also added, “This money will help me tremendously when I finish up my holiday shopping, I couldn’t be more grateful.”

This prize was the credit union’s final award in the 2012 Helping Families First campaign with 94.3 The Point.  All twelve winners from the entire year can be viewed on First Financial’s blog.

Wall High School’s Reality Fair Video

As many of you know, we sponsored our first ever financial Reality Fair last month at Wall High School and it was a tremendous success. There were about 150 students who participated in the financial Reality Fair, many of who were a part of the school’s Business and Finance Academy. The program was aimed at increasing their financial literacy and teaching them the value of a dollar.

Students were assigned their careers of choice, mock salaries, credit scores and $20,000 in college debt. Then they were off to buy and rent what they thought they’d need — food, shelter, cars and more — at various stations around the school’s media center, manned by credit union employees and volunteers.

“Fun, maybe. But it’s an important financial lesson for parents and educators to teach at this age and even younger,” said First Financial President and CEO, Issa Stephan.

Watch the video below to get a glimpse of what was experienced at the Reality Fair!

Thank you to all our staff and volunteers who help made this day successful, we couldn’t have done it without you! To read more about Wall High School’s Reality Fair, click here.

First Financial Foundation Awards Classroom Grant to Environmental Science Teacher of Central Regional HS

jenhainesPictured above from left to right: Michelle Ramsey, Assistant Principal;  Issa Stephan, First Financial President & CEO; Graham Stevens, First Financial JFAC Managing Director; Jennifer Haines, Winning Science Teacher; Douglas Corbett, Principal; Timothy Murphy, Assistant Principal; Louise Pesci, Curriculum Supervisor; Felicya Morreale, Supervisor of Math and Science; Kevin Buscio, Supervisor of Language and Social Studies.

Bayville, NJ — Central Regional H.S. Environmental Science Teacher Jen Haines, a resident of Waretown, NJ, was very excited when she received a surprise visit to her classroom by First Financial President & CEO, Issa Stephan, who brought her a $500 classroom grant for the 2012-2013 school year.

Ms. Haines’ supervisor, Louise Pesci, submitted a grant application on her behalf to support Haines’ ongoing efforts to conduct hands on, environmental projects that excite the students and promote transferable learning.

Pesci wrote in to the First Financial Foundation, “Ten years ago, our seventh-grade science students took part in a rain basin project, which since that time, has filtered out pollutants to the ground water and stopped non-point source pollutants from entering into our two on site storm basins. These basins empty out into the Barnegat Bay and have continued to recharge the waters entering these drains to keep our waters safe.  Students from the four classes who worked and learned about saving their environment still come back to see their handiwork, some with their own children.”

The grant money will allow Haines to expand the project to two new troubled areas on the school campus.  One area is a constantly eroding hill, and the two others are wet lands areas in front of a small storm-basin and a low lying area of land.

The grant will allow for the purchase of shovels, wet-lands plants, up-land plants and enough mulch for both project areas.  It will also allow the Science Department to invite a soil conservation specialist to come to the school and speak to the students.

Since First Financial began with a group of Asbury Park schoolteachers back in 1936, the credit union has not forgotten its educational roots.  That is why its Foundation offered current Monmouth and Ocean County educators four classroom grants to use at their schools for the 2012-2013 school year.

To see this year’s other classroom grant recipients, click here.

Happy Holidays from First Financial!


First Financial’s President and CEO, Issa Stephan and our financially savvy mascot, Penny Smart, wish you and your families a very happy holiday season and best wishes for a prosperous 2013. From all of us at First Financial, thank you for your continued service and we look forward to seeing you next year!