Give Your Home a “Green” Face-Lift

House and Recycle SymbolAre you ready for a change and looking to give your home a face-lift? Choose earth-friendly materials that double as safety precautions and save you money!

1. Cotton fiber insulation: Made from recycled blue-jean scraps; soft and safe to handle; 100% recyclable. Safety perks: Treated to resist fire; no formaldehyde or other chemical irritants; no itch.

2. Natural linoleum: Long lasting and recyclable; no glue required for click-in-place installation. Safety perks: Asthma- and allergy-friendly; dry- dusting prevents allergen accumulation.

3. Cool metal roofing: Saves up to 40% on cooling energy costs; lasts two to three times longer than conventional shingles. Safety perks: Resistant to hail, wind and fire.

4. Energy-efficient windows: Reduce heat loss and cooling costs. Energy Star windows lower energy bills 7-24%. Safety perks: Laminated glass reduces outside noise and stays in place if broken.

5. Mold-resistant wallboard: Gypsum wallboard with a moisture- resistant core reduces risk of mold and avoids wasteful replacement. Safety perks: Helps keep indoor air quality healthy.

For more green remodel info: www.buildinggreen.com, www.greenerchoices.org, www.regreenprogram.org

For more information and to see how Liberty Mutual Insurance can help you save, contact our Liberty Mutual representative Dan Ressegiue, or visit our webpage for additional details:

AgentDanielRessegiueDaniel Ressegiue

303 West Main Street | Suite 100
Freehold, NJ 07728
732-308-3868 Ext. 50950
Daniel.Ressegiue@LibertyMutual.com
www.LibertyMutual.com/DanRessegiue

Daniel graduated from The Pennsylvania State University majoring in Psychology and business and is currently finishing an MBA at Monmouth University. During his tenure at Liberty Mutual, he has been awarded many awards including National Rookie of the year special recognition, 5 Time “Pacesetter,” Pursuit of Excellence and is a Liberty Lamplighters Club inductee. During his spare time, he enjoys staying active playing soccer, racquetball and partaking in long distance running competitions.  He is also a member of Jersey Shore Runners Club, Penn State Alumni Association, as well as SCORE, a nonprofit entity dedicated to the mentoring of small business owners. *First Financial Federal Credit Union Client #38361

Article Source: Liberty Mutual Insurance

The Impact of Energy: It’s Easy Being Green

go-green-logo-color2Have you let the Green Revolution, that fundamental shift toward an earth-friendly lifestyle, pass you by? Here are a few simple ideas you can use to help conserve energy and other resources: Replace ordinary light bulbs throughout your house with compact fluorescent light (CFL) bulbs. A four-pack goes for about $15. Pricey, sure. But each CFL can save more than $30 in electricity costs over its lifetime, compared to an incandescent bulb. A CFL can also save 2,000 times its own weight in greenhouse gases.

  • Install water-saving shower heads. You’ll not only conserve water, but you’ll also save the energy that would have been used to heat the water.
  • Get rid of appliances that are more than 10 years old. Replacing your ancient refrigerator with a new, energy-efficient model, could save you as much as $150 a year, according to the Environmental Protection Agency (EPA).
  • Cut down on global warming – reduce the amount of plastic you use. Each year, Americans throw away roughly 100 billion polyethylene plastic bags; processing and burning all that plastic is a primary contributor to global warming. Recycling plastics is one of the best ways to combat the phenomenon.

For more information on how you can make a difference in the move to a green culture, visit the EPA’s online newsletter, Go Green!, at www.epa.gov/newsroom/gogreen.

For more information like this and how Liberty Mutual can help, feel free to contact our Liberty Mutual representative or visit our webpage:

Daniel Ressegiue | 303 West Main Street | Suite 100 | Freehold, NJ 07728                    | 732-308-3868 Ext. 50950

 Daniel.Ressegiue@LibertyMutual.com | www.LibertyMutual.com/DanRessegiue

AgentDanielRessegiueDaniel graduated from The Pennsylvania State University majoring in Psychology and business and is currently finishing an MBA at Monmouth University. During his tenure at Liberty Mutual, he has been awarded many awards including National Rookie of the year special recognition, 5 Time “Pacesetter,” Pursuit of Excellence and is a Liberty Lamplighters Club inductee. During his spare time, he enjoys staying active playing soccer, racquetball and partaking in long distance running competitions.  He is also a member of Jersey Shore Runners Club, Penn State Alumni Association, as well as SCORE, a nonprofit entity dedicated to the mentoring of small business owners. *First Financial Federal Credit Union Client #38361

Article Source: Liberty Mutual Insurance

Go “e” and switch to E-Statements Today!

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It’s time to make the switch to E-Statements! We are encouraging all First Financial members to discontinue receiving printed paper statements and make the switch to E-Statements this spring. 

E-Statements are encouraged in order to be environmentally conscious and they save the credit union thousands of dollars each year in printing unnecessary paper waste.  E-Statements allow you to view your account balances and transactions from the month at any time and are more secure, resulting in added value to your First Financial membership and the reduction of identity theft exposure.

Fact: If every household utilized Online Banking and E-Statements, the money saved could send more than 17,000 high school graduates to a public university for a year. WireandTwine.com

How can you go “e” and protect our planet just in time for Earth Day?   

Sign up to receive E-Statements by:

  • Logging into your First Financial Online Banking account and under the “Accounts” tab on the left side of the page, selecting “Statements” and then “Enroll in E-Statements.”  Next you will need to review the Electronic Statement Consent and enter your email address in the box. Then click on the statement sample link and obtain a 4 digit PIN. Enter the PIN in the box and click “I agree.”
  • Next, back at the Online Banking main page – under the Preferences tab click Statement Delivery. You must set-up for electronic statements by clicking on the button that pertains to each account number to receive electronic statements.  Click on all related accounts, such as minor accounts if you would like to receive any minor E-Statements with your login. Enter the email address, and review the Statement Delivery Agreement. Check the “I agree to the terms of the agreement” box and click submit.
  • Then back at the Online Banking page one last time – under the Accounts tab click on Statements again, and you can set-up email notification to receive an email when your E-Statement is available for viewing in Online Banking. Click on the email notification link and click the button next to “Yes, send me an email when new statements are available.” Enter your email address and click “save.” All notifications can only go to one email address.

If you don’t have First Financial Online Banking access yet, stop into any branch, give us a call at 866.750.0100, or visit our website at firstffcu.com to enroll.  You can enroll on our homepage by clicking the “enroll in Online Banking” tab underneath the Online Banking login.

If you are the parent or guardian of a minor, you may choose to enroll the minor within Online Banking for their own E-Statements, or you can choose to link the minor’s account to your own and view their E-Statements.  For those members who do not have a computer or Internet access, they can choose to visit their local branch each month and utilize our in-branch computer kiosks – or members can ask for one paper statement copy to be printed out within the branch during the current month’s statement period. 

Fact: If all households paid bills online and received E-Statements – 18.5 million trees, 2.2 billion tons of carbon dioxide, and 1.7 billion lbs. of solid waste would be saved. WireandTwine.com

There’s so much to love about E-Statements – including the Earth, so make the switch today!