Learn How to Manage Your Credit at this FREE Seminar in November 2013

credit_app-web_LargeAre you interested in improving your credit score, protecting your credit score, and saving money? If so, allow the experts at First Financial to provide you with insightful information to help you manage your credit in our last free consumer seminar for 2013.

At this seminar attendees will learn:

  • What affects your credit score
  • How to improve your credit score
  • What makes up your credit score
  • Ways to keep your credit score where it should be

This FREE Credit Management Seminar will begin at 6:00pm on Wednesday, November 13th at First Financial’s Toms River Branch. The seminar will teach attendees ways to keep their credit score where it should be in just a few simple steps. The seminar is located at 1360 Route 9 South (Corner of Routes 9 & 571) in Toms River. Register today, space is limited. 

Register Now!

Learn How to Combat Fatigue & Financial Fatigue at this FREE Seminar in October 2013

Young woman is frustrated going through correspondence.Fatigue affects one’s total well-being.  It is the most common complaint presented to primary healthcare providers. Not only does fatigue affect your physical state of being, but it also negatively impacts your general attitude and effectiveness in life. In addition, there’s also the “financial fatigue” trap we can sometimes fall privy to.  Lack of planning, budgeting, and acquiring debt can contribute to one’s financial well-being and also significantly impact one’s lifestyle.

Be sure to attend our Combatting Fatigue seminar, where Dr. James Proodian of Natural Healthcare Center in Long Branch, NJ, will identify less understood – yet common causes of fatigue. You’ll learn what steps you can take to improve your energy and vitality.

The main portion of the seminar with Dr. Proodian will cover:

  • Disease and fatigue
  • Stress and fatigue — lifestyle changes to revitalize us
  • Sleep conditions — what to look for and how to improve sleep quality
  • Nutrition to improve energy
  • Reconditioning the body and mind for increased energy

The end of the seminar will cover a brief segment on Combatting Financial Fatigue, presented by First Financial – where attendees will learn:

  • 3 easy steps to creating a budget
  • Ways to reduce your debt & manage your credit

This seminar will begin at 6:30pm on Thursday, October 10th. The seminar will be held at our Wall Office located at 1800 Route 34 North, Building 3, Suite 302. We invite you to bring a guest but space is limited, so make sure you sign up today!

Register Now!

Dr. Proodian is the Founder and President of the Wellness at Work employee health education program and the Natural Healthcare Center, a state-of-the-art health and wellness facility located in Long Branch, NJ. Dr. Proodian holds undergraduate degrees in Public Health and Nutrition and a Doctorate of Chiropractic. He has also earned postgraduate certifications in Sports Medicine (CCSP) and Strength and Conditioning (CSCS). To book an appointment with Dr. Proodian call 732-222-2219 or e-mail info@naturalhc.com.

Learn Credit Management & How it Affects Buying a Car at this FREE Seminar in September 2013

05NewCar_290766kAre you interested in improving your credit score, protecting your credit score, and saving money in order to purchase your next vehicle? If so, allow the experts at First Financial to provide you with insightful information to help you manage your credit in this free seminar.

Attending this seminar, you will learn:

  • What makes up your credit score
  • How to improve your credit score
  • Ways to get a great deal on your next vehicle purchase

This FREE Credit Management & How It Affects Buying a Car Seminar will begin at 6:00pm on Wednesday, September 25th at First Financial’s Howell Branch. The seminar will teach attendees ways to keep their credit score where it should be – in order to begin the car buying process, in just a few simple steps. The seminar is located at 4817 Rt. 9 North (Lanes Mill Marketplace – next to Verizon Wireless) in Howell. Register today, space is limited. 

Register Now!

Learn How to Talk to Your Kids About Finances at this FREE Seminar in August 2013

6.2.3.4-debitfacts-forparentsTeaching kids about money can be done quite simply, following a few guidelines that will be taught to you at this FREE seminar. Parents are hands-down the most influential force in any child’s life, and studies show that this extends to money management. Yet, the money talk still doesn’t happen in many U.S. households. This free seminar will teach attendees about ways to get your children financially educated.

Attending this seminar, you will learn:

  • Financial literacy for every child’s lifestage
  • How to raise money-smart kids
  • Simple steps to get your children excited about saving money

Join us on Wednesday, August 28th at 6:30pm for our free consumer seminar titled, How to Talk to Your Kids About Finances, presented by the experts at First Financial. The seminar will be held at our Wall Branch located at 1800 Route 34 North, Building 3, Suite 302. We invite you to bring a guest but space is limited, so make sure you sign up today!

Financial Aid Seminar & Pizza Night in July 2013

max-financial-aid-376x274On Wednesday, July 24th, First Financial will be holding a seminar on Financial Aid.  The seminar will be held at 6:30pm at the Credit Union’s Wall Office, and is free to attend. There will be pizza available to enjoy during the seminar.

Attendees will learn:

  • How to apply for and maximize financial aid eligibility
  • Strategies for increasing merit based scholarships
  • The difference between federal and private student loans
  • Gain insight into the school selection process
  • Bill pay solutions: Dealing with the college bursar and financial aid departments

There will also be a questions and answers segment with 11 year financial aid veteran, Ken O’Connor – Director of Student Advocacy for CUStudentLoans.org.

First Financial encourages any individual(s) who are looking to attend college or further expand their education to attend this seminar along with your family.  Also, any other extended family members are welcome to attend to learn more on these financial aid strategies. This free seminar will teach attendees financial aid strategies that will help maximize financial spending in college or a higher form of education.

Register Now!

Ken O’Connor is a 11 year veteran of higher-education finance, having served thousands of students and parents during his career as a financial aid counselor. Having assisted so many families, each having their own specific financial and educational needs, Ken has gained experience in creatively solving a multitude of the financial problems that arise with attending college.

Learn the Importance and Benefits of Social Security at this Complimentary Seminar in July 2013

660_social_securityOn Tuesday, July 23rd – the Investment & Retirement Center located at First Financial will be holding a seminar on Social Security and Your Retirement. The seminar will be held at 6:00pm at First Financial’s Toms River Branch and is complimentary to attend.

Seminar Objectives:

  • The value of Social Security
  • The “rules of the road” for receiving Social Security Benefits
  • Possible routes to take to maximize benefits
  • The future of Social Security and the challenge of setting up a retirement income stream
  • The retirement income planning process

The seminar will be presented by Eric DiBraccio, the New England Regional Sales Director of MEMBERS Insurance & Investments. First Financial encourages anyone who has not yet begun receiving Social Security benefits, but are nearing this important decision, to attend this complimentary seminar.

Register Here

Eric DiBraccio is the Regional Sales Director at MEMBERS Insurance and Investments. He’s been part of CUNA Mutual Group since 2012 and is also a consultant to 100+ advisors in 14 Northeast states. Eric was previously a Wholesaler for BlackRock and a Regional Consultant for Merrill Lynch Investment Management. He earned his MBA in Finance/Global Business Management Rutgers University and a Bachelor of Science degree in Finance at St.Joseph’s University, Philadelphia. Eric is currently FINRA Registered and earned the Certified Investment Management Analyst (CIMA) designation from the University of Pennsylvania- Wharton School.

*Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value, and are not obligations of or guaranteed by the Credit Union.

Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. FR071212-0CA6